Printable Scam Cheat Sheet
This free one-page scam cheat sheet lists the warning signs of a scam and exactly who to call in the USA and UK, in large type. Print it and keep it by the phone, or give a copy to a parent or friend, so the right numbers are there when a worrying call comes in.
Free A4 PDF, 1 page. Phone numbers and reporting services last checked: 16 October 2026, on the FTC, US Department of Justice, NCSC, Report Fraud and Stop Scams UK websites
Stop. Check. Report.
- Stop. Scammers rush you. A real bank, police force or government office will never mind you hanging up.
- Never share a password, PIN or one-time code. Not with anyone, on any call, text or email.
- Never pay by gift card, bank transfer, crypto or cash handed to a courier because someone told you to.
- Call back on a number you already know, not one they gave you. AI can copy voices.
- Agree a family safe word for emergency calls.
Warning Signs
- "Act now" or "today only"
- "Keep this secret"
- A family member on a new number
- A link you weren't expecting
- A prize, refund or investment that's too good to be true
USA: Report It
- Report fraud: reportfraud.ftc.gov or call 1-877-382-4357
- Forward scam texts to 7726 (SPAM)
- Online crime: ic3.gov
- Over 60? Elder Fraud Hotline: 1-833-372-8311
UK: Report It
- Report Fraud (formerly Action Fraud): reportfraud.police.uk or call 0300 123 2040
- Call about your bank? Hang up and dial 159
- Forward scam texts to 7726
- Forward scam emails to report@phishing.gov.uk
- In Scotland, call Police Scotland on 101
Lost money? Call your bank straight away, using the number on the back of your card. More help: exonexo.com/scam-check.html
How Should I Use This Cheat Sheet?
- Print it on A4 paper, or tap Print This Page.
- Keep it by the phone or on the fridge, where you'll see it when a call comes in.
- Give a copy to a parent, neighbour or friend. Talking it through together helps.
- Practise saying "I'll call you back on your official number," then hang up.
For a fuller checklist with explanations, use our Is this a scam? page. For calls that sound like a family member, read how to spot an AI voice-cloning scam.
Common Questions
Why should I print a scam cheat sheet?
Scammers rush you and make you anxious. Having the right numbers on paper by the phone means you don't have to search online, where fake numbers can appear.
Who do I call in the UK if I've been scammed?
Call your bank first, using the number on your card. Then report it to Report Fraud on 0300 123 2040 (England, Wales and Northern Ireland) or Police Scotland on 101.
Who do I call in the USA if I've been scammed?
Call your bank first. Then report it to the FTC at ReportFraud.ftc.gov or 1-877-382-4357. If you're 60 or over, the National Elder Fraud Hotline is 1-833-372-8311.
What is 159?
In the UK, 159 connects you safely to most banks. Use it when you get an unexpected call about your bank: hang up and dial 159.
Can I share the cheat sheet?
Yes. Print as many copies as you like for family, friends, clubs and community groups.
Sources
Last checked 16 October 2026.
Read Next
Is This A Scam? Checklist
Tick the warning signs, then find out who to report it to in the USA and UK.
How to Spot an AI Voice-Cloning Scam
Fake family emergency calls, safe words and where to report.
How To Check Phone Numbers And Websites An AI Gives You
Check before you call or click.
Updated 19 October 2026

