USA: Report It
Report romance and online scams to the FTC at reportfraud.ftc.gov. Over 60? The National Elder Fraud Hotline is 1-833-372-8311.
Some "people" on Facebook, Instagram, WhatsApp and dating sites are AI helpers like Meta AI, and some are fake profiles run by scammers using AI-made photos. Warning signs include a stranger contacting you out of the blue, photos that look too perfect, and any request for money. Simple checks, like a video call, help you tell.
Last checked: 15 October 2026
Golden rule: never send money, gift cards or crypto to someone you've only met online, however real they seem.
In WhatsApp, Facebook and Messenger, Meta AI chats are labelled "Meta AI" and often show a coloured ring icon. It can answer in a warm, chatty way, and it can make pictures. That doesn't make it a person. If you're not sure, ask it directly: "Are you a real person?" It will tell you it's an AI. Read our guide to Meta AI in WhatsApp and Facebook.
Report romance and online scams to the FTC at reportfraud.ftc.gov. Over 60? The National Elder Fraud Hotline is 1-833-372-8311.
Report it at reportfraud.police.uk or call 0300 123 2040. If you’ve sent money, call your bank on 159.
These profiles are designed to be flattering, attentive and always available. That can feel lovely, especially if you're lonely. There's no shame in being taken in. Just don't send money or personal details.
Not in itself. It's a helper, like ChatGPT. Just remember it's a computer, it can be wrong, and you shouldn't share private details like bank or health information with it.
Look closely at hands, ears, teeth, text and backgrounds, which AI often gets wrong. But good fakes can look perfect, so the safest test is a live video call.
New to all this? Our free AI Starter Guide walks you through the basics, and you can print it.
Last checked 16 October 2026.
Tick the warning signs, then find out who to report it to in the USA and UK.
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Updated 24 October 2026